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Many credit card users are unaware of its benefits and special features. Can get more benefits. Let's see what they are.

Which card Best?

Before you buy a credit card, you should first look at which bank you are buying from and what type of credit card you are buying. Different banks offer different types of credit cards. In it, you have to think and choose which credit card is best suited for your income and expenses. Even if you have already bought and used a credit card, you can go to the website of the concerned bank and find out about the benefits of that credit card.

Payment on time

You need to pay your credit card monthly fee or balance on time. Otherwise, you will have to pay a hefty fine for it. You may even incur higher interest and penalties than the loan you purchased. Likewise, your CIBIL score will be better if you pay on time. So it is better that you pay the credit card fee automatically. This can be helpful even if you forget to pay on time.

Other benefits

You need to look at how to get reward points not just for the normal use of credit cards. There are many reward points for different applications such as shopping and refueling. These points vary by bank and credit card. You can find it and get reward points. Some banks have an EMI facility to pay credit card fees. This way you do not have to pay extra.

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